Insurance and Security Review
During the course of the last number of years we continually have clients asking the same questions. And although we will be happy to help with offering information on these questions, people need to realise everybody’s own personal circumstances and properties are individual, they are unique and that’s what makes us human.
To help with these queries insuranceworks.ie have come up with a product that can dispel all these rumours, myths and home truths about insurance companies and the circumstances surrounding burglaries to properties. And you can rest assured in knowing that because insuranceworks.ie do not sell any particular insurance product that you are getting the best impartial advice available.
How do I know if I have adequate insurance?
With the large number of insurance products available on the market it can be both daunting and confusing for clients to choose the right product for their needs. The recent and ever prevalent economic difficulties that the entire country is facing have also resulted in the insurance providers tightening their belts and making it more difficult for policyholders to have their claims paid. So right now more than ever it is crucial that the right policy is chosen by you.
- Who is the best company to be insured with?
- How much should I insure my property for?
- How much should I insure my contents for?
- Am I getting good value for money?
These are a few of the most common queries that we come across on an almost daily basis. The truth is because everybody’s individual circumstances are completely different there is no one answer that will fulfil the needs of everybody.
The second question that we come across very regularly and what is most possibly more worrying is:
Is my house secure?
It has been well documented that over the last 12 to 18 months there has been an alarming increase in the number of burglaries and break-ins that have occurred, especially in the Dublin area. What is highly worrying about this trend is that most of these burglary incidents could have been prevented had the policyholder taken a number of very simple steps.
With the requirement of the public to have a deeper insight and know the answers to these questions ever increasing, insuranceworks.ie have developed a complete home security and insurance review.
What is in the review?
One of our professional agents will call to your property, we will conduct a careful review of your policy documentation, check that all sums insured are correct and that there are no nasty exclusions that you may not be aware of. This will ensure that should you ever have a claim in the future that you are fully up to date on what is covered in the policy and also that you are aware on what you are not covered for. A simple example of this would be that ‘did you know that one of the largest insurance brokerages in the country, within the last 12 months put an exclusion in to their policy to not allow claims be paid should you have a leak from a shower or sink’. This was done without ever informing existing clients.
After the insurance review is carried out, it is then on to the physical aspects of the property, a close inspection is made to all windows, doors, locks, goods in the open, alarm system to name a few.
Due to our unique position within the marketplace insuranceworks.ie is regulated by the Central Bank of Ireland (formerly known as the Financial Regulator) and is qualified and authorised to pass on information and advise on insurance products on a professional basis to members of the public. This coupled with our experience within the home repairs and property maintenance industry means we have the knowledge and expertise to also advise on the individual layout of your property.
insuranceworks.ie have also aligned with one of the largest providers of home security systems in the country, who will be also on hand to offer more individual advise on your security arrangements that you have within in your home.
To avail of this unique and highly specialized product please contact our office today and ask about our ‘Insurance and Security Review’ for more details.
